LOTS is a blockchain-based decentralized marketplace for borrowing and lending crypto assets in a easy and secured way.
LOTS is a professional and user-friendly digital asset lending platform. On LOTS, global users can lend digital assets to collect interests, or borrow digital assets for reinvestment or other purposes.
LOTS effectively addresses issues such as lack of credit, inefficiency and limited liquidity in crypto lending market. In future digital world, tokenization of various assets is more accessible to people, more digital assets will be circled on LOTS platform.
Products of LOTS include secured and unsecured loans. When launching secured loan, LOTS handles the volatility risk of crypto collateral well by using the cutting edge quantitative model to mitigate market risk. During the operation of unsecured loan, multidimensional features of wallet address on chains are used to build a chain based fraud detection system. Also, LOTS builds a decentralized credit rating system leveraging deep learning algorithm to provide reliable suggestions to LOTS users.
LOTS will serve global users under variety of scenarios. Cross-chain based smart contracts provide programmable contracts that operate digital assets lending in an easy and secured way. With help of independent escrow and insurance service, cross-chain peer-to-peer crypto lending will be safely implemented on LOTS and transaction records are stored on blockchain.
The lack of liquidity of digital assets will significantly and directly limit the size of market. Main reasons for the lack of liquidity are:
Targeting all these problems, solutions to the limited liquidity provided by LOTS are as follows:
Leading the cryptocurrency lending market:
The cryptocurrency market is much heated, but mainly on ICO investments and secondary market trading, leaving huge opportunities in the lending market. LOTS is leading the way in the emerging cryptocurrency lending market.
Securing the transactions:
Select eligible collateral for secured lending, operate on smart contracts, set loss recovery mechanism through third party smart insurance.
A global credit rating system:
Based on AI analysis of lending transactions by the account address, LOTS takes the lead in realizing unsecured lending and building the most professional decentralized credit rating system globally.
Reforming the lending system:
Achieve a fair rate of interest worldwide; lending transactions are no longer monopolized by traditional financial institutions.The implement of blockchain technology will keep tamper-resistant loan transaction records and help establish an all-transparent financial system.
Support from great partners in the ecosystem:
The team has rich resources and many partners, and LOTS is supported by a number of miners, investment funds and public chain ecological system builders, who will help improve the liquidity of the platform.
Global community operation:
LOTS has wealthy resources and numerous partners, which help build the ecosystem of LOTS.
A clear profit model:
Revenue and profit of LOTS mainly come from users' service charges when they are rendered the platform services (including initiating transactions and realizing transactions). Meanwhile, the platform accepts tips from users and will obtain other income through various cooperation and outputting credit rating information, etc.
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Private sale —
18 Jun 00:00 UTC
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Decentralized secured loans based on cross-chain (Beta)
Perfect credit scoring model to serve third parties
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